Financial education built for physicians — from residency to retirement.
Attending Financial is the financial curriculum medical school skipped: interactive modules, board-style practice questions, and a full article library on PSLF, contracts, taxes, and investing. It teaches in real numbers — a 1% advisory fee on a $500,000 portfolio is $5,000 a year, every year. The first lesson of every module is free.
No credit card · Read-only Plaid connection · Subscription-funded, no commissions · Your data is never sold
Learn
The curriculum medical school skipped.
Interactive modules built the way you learned medicine — concept diagrams, definitions on tap, high-yield emphasis, and self-checks. The first lesson of every module is free.
An actual Money Foundations lesson — concept diagrams, tap-to-define terms, high-yield emphasis, and self-checks. Not a wall of text.
60 interactive modules. The first lesson of every one is free.
60 modules · 561 lessons · 15 hours of curriculum. Every first lesson is free to read; Premium opens the rest — plus in-depth articles below.
From the library
The reading they didn’t give you in residency.
In-depth pieces on PSLF, contracts, and the decisions that compound across a physician’s career — written and reviewed by physicians, free to read.
Track
Then watch it show up in your numbers.
The dashboard applies what the curriculum teaches — net worth, PSLF progress, wRVU pacing, and this year's tax-advantaged space, in one view.
Apply what you learn
The dashboard tracks what the curriculum teaches.
Every lesson has a place to land — PSLF payments, paycheck withholding, net worth. Illustrated with sample numbers; your real picture, once you connect.
Your net worth, at a glance
Every account — assets and debts — resolved into one number that moves as they do, with a six-month trend and year-to-date change. The category breakdown (retirement, brokerage, cash vs. mortgage, loans) is available on the Premium tier. Your Financial Wellness Score lives just below it.
Figures shown are illustrative.
The whole picture
Four numbers most physicians track in four places. Here they live in one.
Net worth
Every account — assets and debts — resolved into one number that moves as they do.
No more adding up a 403(b), student loans, and a brokerage in your head.
PSLF progress
Your qualifying-payment count and forgiveness projection, tracked month to month.
Including through employer changes, IDR switches, and deferments — the moves that reset most physicians’ counts.
wRVU & contract pacing
Your production tracked against your contract thresholds in real time, all year.
So the year-end bonus is a number you watched build — never a surprise.
Tax-advantaged space
401(k), 403(b), backdoor Roth, and HSA room measured against this year’s limits.
The most consistently missed money in physician finance.
The dashboard pulls these passively through a read-only Plaid connection on Premium. The Free membership gives you the manual-entry tools — so you can see how all of it works before you connect an account or pay anything.
Bring what you already have
Already track it in a spreadsheet? Paste it once. Never open it again.
No templates required. Drop your current tracking sheet exactly as it is — any columns, any order. The AI reads it into clean, typed accounts you can track from then on.
You review every row before anything is saved. Part of the Premium tier.
Advise
Ask the question you’d ask a colleague who knows money.
The AI advisor answers on your actual numbers. The same membership reads your contract clause by clause and decodes every line of your paystub.
AI advisor
Ask the questions you'd usually pay an advisor by the hour for.
Your AI advisor doesn't just talk — it runs the math on your actual numbers and checks current rates and rules before it answers. Ask things like:
Am I underpaid for my specialty and region?
Does PSLF or refinancing make more sense for my loans?
Am I using all my tax-advantaged space this year?
Why does my paycheck look so different from my contract salary?
How much house can I realistically afford on my contract?
AI Advisor — Example Response
I earn too much for a Roth IRA. Can I just do a backdoor Roth?
You can — but check your pro-rata exposure first. The IRS pro-rata rule (IRC §408(d)(2)) treats every traditional, SEP, and SIMPLE IRA you hold as one pool when you convert. If you still have a $50,000 rollover IRA from residency and convert a $7,500 nondeductible contribution, only about 13% of that conversion comes out tax-free — the rest is taxed. The usual fix is to roll the $50,000 into your employer 401(k) first, then convert the $7,500 cleanly. Most people do the conversion without checking this and owe tax they did not expect.
Illustrative example. Once your accounts are connected, the answer uses your real balances.
The advisor explains your numbers and the rules behind them — education to decide with, not personalized investment, tax, or legal advice.
Your questions use your actual connected numbers — not generic examples.
Ask It Your Question →We work for you. Here’s what that means in practice.
The most expensive advice is the kind you never see itemized. A 1%-of-assets fee is charged every year — in up markets and down — and compounds against the very balance you’re trying to grow. The structure below is why we never charge it.
How they make money
Traditional advisors
Commissions, product sales, and a percentage of the assets they manage for you.
Attending Financial
We only make money when you subscribe.
The conflict
Traditional advisors
They earn more when you buy the products they recommend.
Attending Financial
We have nothing to sell you but the software.
Your data
Traditional advisors
Often shared, sold, or used to market more products to you.
Attending Financial
Never sold.
Medical literacy
Traditional advisors
Generic high-earner advice that ignores PSLF, RVUs, and physician contracts.
Attending Financial
Built around physician income, PSLF, RVUs, and contracts.
This describes common industry incentive structures, not the conduct of any specific firm or individual.
One percent of what, exactly?
Not of your income — of everything you have, every year, including the growth of the dollars it already took. Move the fee and watch what it costs.
Pricing
One membership. The whole curriculum, and the tools that apply it.
Premium is one membership at one set of capabilities. The resident and student prices exist because a training salary is a training salary — not because the product is smaller.
Free to start — no credit card. Subscription-funded, so we work for you and no one else.
The standard financial advisor charges 1% of assets under management — every year, in up markets and down. On a $500,000 portfolio, that’s $5,000 a year. A membership here is $149 a year, and we have nothing to sell you.
Free
$0
No card, no expiry
The first lesson of every module, and the tools to start.
- ✓The first lesson of every module — all 60
- ✓The flagship articles, start to finish
- ✓Every other article opens to its first 30%
- ✓25 question-bank questions
- ✓Manual tracking dashboard — up to 3 accounts
- ✓PSLF timeline
- ✓Refinancing, moonlighting, and paycheck calculators
- ✓3 AI advisor questions included
- ✓1 contract analysis a year
- ✓No ads. No data selling. Ever.
Premium
$149/year
or $16/month
about $12 a month
vs. ~$5,000/year for a traditional 1%-AUM advisor
The whole curriculum, and the tools that apply it.
- ✓Every lesson in all 60 modules
- ✓The complete article library and question bank
- ✓Plaid auto-sync — accounts refreshed nightly
- ✓Live net worth, retirement pacing, and PSLF alerts
- ✓wRVU & contract pacing
- ✓Tax-advantaged space tracking
- ✓Unlimited AI advisor
- ✓Household planning and multi-state tax intelligence
- ✓Real estate / private equity ledgers
- ✓10 contract analyses a year
- ✓Priority support
30-day money-back guarantee
If it's not useful in the first 30 days, email us and we'll refund you.
Premium, monthly — $16/month
The same membership, billed month to month.
Priced for training
Resident and fellow
$79/year
about $7 a month
Full Premium, priced for a training salary.
For physicians in residency or fellowship. Requires your NPI and a confirmation that you are currently in training.
Continue — Resident and fellowMedical student
Free
The whole curriculum, free while you are in school.
For students at an accredited medical school. Requires a school email address, confirmed once a year.
Continue — Medical studentCancel anytime. No tier is tied to your career stage except the two priced for training.
Compare all features →For residency programs
Give your whole class the financial education they never got — free.
Send us your roster; we enroll every resident and email them a sign-in link. Nothing to maintain.
One article. One decision. Tuesday mornings.
The week’s most useful physician-finance article, in your inbox. That’s the whole deal — unsubscribe any time.