Your net worth, PSLF path, and wRVU comp — in one dashboard, in five minutes.
PSLF errors. Contracts signed blind. Retirement limits missed for years. These aren't edge cases — they're the norm for physicians without the right tools. Attending Financial translates your accounts into the numbers that prevent them — before they compound: PSLF payment count, wRVU pacing, tax-advantaged space, and whether your specialty pays you fairly. No commissions. Nothing to sell you.
No credit card required · Read-only Plaid connection · Fee-only — no commissions, ever · Your data is never sold
5-minute manual setup to start — or connect accounts securely via Plaid when you're ready.
Here’s exactly what you see when you sign up.
Connect or skip
Link your accounts through a read-only Plaid connection, or enter the numbers manually. No credit card required at any point.
See your numbers
Your net worth, PSLF payment count, wRVU pacing, and tax-advantaged space appear immediately — translated from your accounts into the figures that matter.
Get answers
Ask the AI advisor anything about your situation. It answers using your actual connected numbers, not generic examples.
No sales call. No appointment. No upsell. Your numbers, your questions.
We work for you. Here’s what that means in practice.
The most expensive advice is the kind you never see itemized. A 1%-of-assets fee is charged every year — in up markets and down — and compounds against the very balance you’re trying to grow. The structure below is why we never charge it.
How they make money
Traditional advisors
Commissions, product sales, and a percentage of the assets they manage for you.
Attending Financial
We only make money when you subscribe.
The conflict
Traditional advisors
They earn more when you buy the products they recommend.
Attending Financial
We have nothing to sell you but the software.
Your data
Traditional advisors
Often shared, sold, or used to market more products to you.
Attending Financial
Never sold.
Medical literacy
Traditional advisors
Generic high-earner advice that ignores PSLF, RVUs, and physician contracts.
Attending Financial
Built around physician income, PSLF, RVUs, and contracts.
This describes common industry incentive structures, not the conduct of any specific firm or individual.
Am I paid fairly?
Check your specialty’s national pay benchmark — free, no signup.
Public aggregated data. No email, no signup — pick your specialty to see the national median.
Aggregates only — physician-contributed, recruiter-free. No individual is ever shown.
The platform
This is what your financial picture looks like.
Illustrated with sample numbers. Your real picture, once you connect.
Your net worth, at a glance
Every account — assets and debts — resolved into one number that moves as they do, with a six-month trend and year-to-date change. The category breakdown (retirement, brokerage, cash vs. mortgage, loans) unlocks on the Premium tier. Your Financial Wellness Score lives just below it.
Figures shown are illustrative.
The whole picture
Four numbers most physicians track in four places. Here they live in one.
Net worth
Every account — assets and debts — resolved into one number that moves as they do.
No more adding up a 403(b), student loans, and a brokerage in your head.
PSLF progress
Your qualifying-payment count and forgiveness projection, tracked month to month.
Including through employer changes, IDR switches, and deferments — the moves that reset most physicians’ counts.
wRVU & contract pacing
Where your production and pay sit against your contract — before the renewal, not after.
Tax-advantaged space
401(k), 403(b), backdoor Roth, and HSA room measured against this year’s limits.
The most consistently missed money in physician finance.
The dashboard pulls these passively through a read-only Plaid connection on Premium. The free Essentials tier gives you the same tools with manual entry — so you can see all of it before you ever connect an account.
What you get
The questions physicians actually need answered.
Know whether you’re underpaid before your next contract renewal.
Compensation context by specialty, drawn from public aggregated data and verified physician submissions.
See whether PSLF is worth $0 or six figures in your specific situation.
Your payment count, employer eligibility, and a forgiveness projection — tracked month to month.
Never leave employer match or tax-advantaged space on the table again.
401(k), 403(b), backdoor Roth, and HSA room tracked against the current-year limits.
Watch your net worth update automatically as your accounts move.
Assets and debts in one place, refreshed through secure Plaid connections.
AI advisor
Ask the questions you'd usually pay an advisor by the hour for.
Your AI advisor knows your connected numbers and the realities of physician finance. Ask things like:
Am I underpaid for my specialty and region?
Does PSLF or refinancing make more sense for my loans?
Am I using all my tax-advantaged space this year?
Why does my paycheck look so different from my contract salary?
How much house can I realistically afford on my contract?
AI Advisor — Example Response
I earn too much for a Roth IRA. Can I just do a backdoor Roth?
You can — but check your pro-rata exposure first. The IRS pro-rata rule (IRC §408(d)) treats every traditional, SEP, and SIMPLE IRA you hold as one pool when you convert. If you still have a $50,000 rollover IRA from residency and convert a $7,000 nondeductible contribution, only about 12% of that conversion comes out tax-free — the rest is taxed. The usual fix is to roll the $50,000 into your employer 401(k) first, then convert the $7,000 cleanly. Most people do the conversion without checking this and owe tax they did not expect.
Illustrative example. Once your accounts are connected, the answer uses your real balances.
Attending Financial's AI provides education and information to help you understand your own finances. It is not personalized investment, tax, or legal advice.
Your questions use your actual connected numbers — not generic examples.
Ask your first question free →Your work-optional date.
Three inputs. A directional read on your financial independence horizon. No signup required.
Calculate yours →Built for physicians · Free to start
Stop flying blind. Start with the numbers.
No invented testimonials, no inflated user counts — just what the platform actually gives you on day one.
12,000+
Institutions you can connect via Plaid
28
Specialties in the pay lookup
20
PSLF failure-modes the Guardian checks
4
Core numbers, unified in one dashboard
$0
To start. No credit card.
100%
Fee-only. No commissions, ever.
Free forever · No credit card
Pricing
Start free. Upgrade when the automation earns it.
Start free. Connect when you’re ready. Add your household when you need it.
The standard financial advisor charges 1% of assets under management — every year, in up markets and down. On a $500,000 portfolio, that’s $5,000/year. Attending Financial is $100/year, and we have nothing to sell you.
Essentials
$0
Free forever
Start in five minutes. No card required.
- ✓Manual tracking dashboard
- ✓PSLF timeline
- ✓3 AI advisor questions/month
- ✓National median pay benchmarks
- ✓1 contract analysis
- ✓No ads. No data selling. Ever.
Premium
$10/month
or $100/year — save $20 (2 months free)
vs. ~$5,000/year for a traditional 1%-AUM advisor
The full picture — automated, tracked, and always current.
- ✓Everything in Essentials, plus:
- ✓Plaid auto-sync
- ✓wRVU & contract pacing
- ✓PSLF alerts
- ✓Tax-advantaged space tracking
- ✓Unlimited AI advisor
- ✓Financial Wellness Score — tracked over time
- ✓Multi-user household logins
- ✓Real estate / private equity ledgers
- ✓10 contract analyses/year
- ✓Priority support
No charge until day 14. Cancel anytime.
From the library
The reading they didn’t give you in residency.
In-depth pieces on PSLF, contracts, and the decisions that compound across a physician’s career — written and reviewed by physicians, free to read.
The reading is free. So is the dashboard.
Connect your accounts when you’re ready — or explore with sample numbers first.
Everything above is yours without a credit card→