AttendingFinancial
Sign up

Policy changes

Every change to our privacy policy, terms, data-use policy, or the commitments on the no-conflicts page, dated, with what changed and why. If a sentence you relied on is not here, it did not change.

September 12, 2026

What Plaid and our AI provider actually receive, and one sentence for “free”

What changed

  1. Plaid, stated the same way in the privacy policy and the terms. When you connect an account you authorize Plaid’s read-only Transactions, Liabilities and Investments products — that is the consent Plaid shows you. From that access we retrieve balances, loan balances, and investment-account transactions, which we reduce to retirement-contribution totals and do not keep line by line. We never retrieve your spending transactions. The terms used to say we “receive transaction data”; the privacy policy left out the investment transactions. Both now say the same thing.
  2. Our AI provider. The old sentence said Anthropic “may use” conversations to improve its models. We use Anthropic’s commercial API, and under its commercial terms Anthropic does not train on what we send. The new sentence also says what each advisor request carries: the profile figures the advisor needs — career stage, specialty, state, employer type, income, wRVU rate, loan balances — never your name, email or NPI.
  3. Cookies and analytics. The policy said we used cookies only for sign-in. We also set a first-party PostHog cookie for product analytics, which tells us which pages and tools are used and is shared with no one. It is now listed.
  4. 2026-10-16. The “free” sentence again, now without a hedge. “Free core platform” implied a paid rim, and “optional paid features may be introduced later” hedged on a word the flyers print without one. The policies now say: free for every member; every member feature — the education, the tools and the tracking — is free and stays free; and any revenue would come from institutions, from research physicians opt into, or from voluntary support, never from charging members for what is free today.
  5. One sentence for “free.” Every policy now uses the same words: free core platform; no ads, commissions, referrals, or data sales; optional paid features may be introduced later, and the tools that are free today remain free. We retired “forever” and “makes no money at all” — voluntary support contributions exist, and a promise should survive contact with them.
  6. Allotment numbers moved out of the terms. The terms point to the What’s included page, which renders the current numbers from the same configuration the platform enforces, so the contract never quotes a figure that has drifted. Contract reading guides reset on January 1.
  7. The terms now carry the data commitments (no sale, no AI training, a 90-day deletion trail), the liability cap refers to support contributions rather than a membership fee, support contributions are refundable on request within 30 days, and two sections that were out of order are in order.

What did not change

Nothing is sold, sponsored, or referred. Your compensation contributions stay behind the 30-physician floor, never reach an employer or recruiter, and are never part of career visibility. Deletion still removes identifiers immediately.

Privacy policy · Terms · Data use · No conflicts

September 3, 2026

Career visibility, and what happens if the company is sold

What changed

  1. We split one promise into two clearer ones. The old sentence said we would never share your data with employers, recruiters, staffing agencies, health systems, insurers or data brokers. The new sentences say: we never sell your personal financial information and never use it for marketing without your permission; and you control whether a recruiter or employer can contact you — off unless you turn it on, off again the moment you say so.
  2. We added a career visibility setting under Settings. It is off for every account, including yours, and nothing changes unless you change it. Nobody can see it yet. When that changes, you will hear it from us first.
  3. We wrote down what happens if Attending Financial is ever sold, merged, or winds down: any successor is bound by these terms as they stand on that day; you get at least 30 days’ notice; you can export and delete before then, and a deleted account is not transferred; bank connections are severed at transfer.
  4. Two corrections while we were in the text: the privacy policy named the wrong email vendor (it is Resend), and the data-use page now names the two smaller aggregate floors that already existed (the verified offer board and program-director cohort totals, both at 5) beside the 30-physician floor that governs every compensation figure. The market view and the public compensation API were raised to that same floor, and they now count NPI-verified contributions only.

What did not change

No ads. No commissions. No referral fees. No financial-product sales. No data brokers. Your compensation and contract contributions are never given to an employer or recruiter, in any form, and are never part of career visibility. Nothing you contributed under an earlier consent is re-governed by this one.

Why

We are writing this while the member list is small and every one of you can read it. A promise that quietly forbids the company from ever changing hands is a promise about the company, not about you. The promise that matters is that your data is never sold, never marketed with, and never reaches a recruiter unless you decide it should — and that a successor inherits those obligations, not a loophole.

Privacy policy · Terms · Data use · No conflicts

← Back to home