Membership · version 2026-09-11

What a free account includes

Free core platform. No ads, commissions, referrals, or data sales. Optional paid features may be introduced later; the current free tools remain free.

There is one kind of account. The allotments below are cost meters, not tiers: they bound what one account can spend, and exhausting one never produces a bill. Every number here is read from the object the platform enforces, so this page and the gate cannot disagree.

The curriculum	64 interactive modules (587 lessons), 307 board-style questions, 140 articles — all of it, no lesson gated
PSLF Guardian	Qualifying-payment count, employer verification, the failure-mode checks, quarterly reconciliation
Net worth, accounts and pacing	Connected accounts (up to 10) or 0 tracked by hand; retirement-contribution pacing against this year’s limits
wRVU tracker	Your production against your contract’s rate and threshold, with a negotiation report
Paycheck decoder	The three checks on every stub, plus the full decode
The advisor	200 questions a month, grounded in your own profile figures
Contract reading guides	10 a calendar year (resets January 1), once your account is a week old
Question bank	25 questions open with an account; the daily question is always free
Household planning	A partner account with per-account privacy; dual PSLF; multi-state tax
Compensation benchmarks	Every specialty page, the Offer Check and the physician-contributed benchmark (shown at 30+ verified physicians per cell)

The allotments, as numbers

Advisor questions per calendar month	200
Contract reading guides per calendar year	10
Account age before the first contract guide	7 days
Connected (Plaid) accounts	10
Accounts tracked by hand	0
Question-bank questions opened by an account	25 (daily question always free)