From the Attending Financial question bank
Money Foundations · board-style
A grandfathered third-year medical student needs $14,500 beyond her school's standard unsubsidized package for the 2026–27 year, and she has both remaining Direct Unsubsidized eligibility and Grad PLUS access. Comparing origination fees alone on that $14,500 — 1.057% versus 4.228% — approximately how much more is withheld up front if she borrows it as Grad PLUS?
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